Financial Autopilot watches your credit cards for expiring promotional rates, upcoming fees and payoff shortfalls — then tells you exactly what to do next, in plain English.
Free during beta · Your data stays on your device
Promotional APRs expire quietly. Miss the date and your remaining balance jumps to 20–29% overnight — often retroactively structured so there's no grace.
The minimum payment won't clear the balance in time. You need the real number — the monthly or weekly payment that reaches $0 before the deadline.
Balances shift between statements, apps and emails. Nobody has one place that says what changed, what's coming, and what it costs you.
Every card shows days remaining on its promotional rate, the payment due date, and the exact weekly or monthly payment that clears the balance before expiry.
Photograph your statement. The important terms are read for you — balance, minimum payment, APR, due date — and you confirm them. Nothing is stored.
Enter what you have available this month. You get a transparent plan: minimums covered, extra cash aimed at the promotion expiring first, buffer kept in reserve.
Ask "explain this card" and get a calm answer built from your exact numbers — computed by a transparent engine, narrated by AI, never guessed.
Every figure comes from a deterministic calculator you can inspect. The AI only explains those numbers; it never invents new ones.
Cards live on your device. Statement photos are read once and immediately discarded — never stored, never sold, never used for ads.
We won't claim to boost your credit score or guarantee savings. We show deadlines, consequences and options — the decision stays yours.
Financial Autopilot is in private beta on Android. Join the list and we'll send you an invite as spots open.